Independent financial advisors have never faced more competition. Large wirehouses and national advisory firms continue to invest millions of dollars into sophisticated financial advisor technology, personalized client portals, and digital wealth management experiences. Meanwhile, today's investors have grown accustomed to real-time information in every aspect of their lives. They can monitor a package delivery to the minute, track their bank balance instantly, and receive pe

Machine Learning (ML) has become one of the most talked about and least understood forces in modern portfolio management. While some investors dismiss it as the a fad dressed up in the latest technical language, others treat it as some all knowing black box with the ability to overwhelm any human judgment. The reality is, both views miss what's actually happening; a new tool is developing to analyze market interactions on a mass scale and people are scared of the implications

You’ve probably been told a lot lately about the simplicity and safety of index investing. For years, it felt like we were riding an...